Usually this will include medical expenses for the immediate needs of an unforeseen medical emergency; which may include:
1) Medical Practitioner’s fees, hospital expenses, in-patient and out-patient medical treatment and charges for medical transportation to the nearest suitable hospital abroad, when deemed necessary by a recognised Medical Practitioner.
2) Burial or cremation of a deceased Insured Person abroad or transportation costs of returning Home an Insured Person’s body or ashes.
3) Additional travelling costs to repatriate you Home and the cost of a medical escort if considered necessary.
Some policies also offer a further section most commonly known as “Hospital Daily benefit”, it is important to note that this section is not for the cost of any medical emergency expenses it is usually a benefit payment in the unfortunate event that you spend a certain period of time in hospital during your trip.