What is the policy excess?

What is a policy excess?


Most sections of the policy carry an excess. This is the first amount of any claim that you will have to pay. The amount may vary depending on the sections of cover. It is applicable per person per section.

In the event that you have used the...

What's the EHIC Card?

What is an EHIC Card?


The European Health Insurance Card (EHIC) allows you to access state-provided healthcare in all European Economic Area (EEA) countries and Switzerland at a reduced cost or sometimes free of charge.

Everyone who is resident in the UK should have...

What are Special Sports or Hazardous Activities?

What are Special Sports and Hazardous Activities?


Any activity involving an increased risk of injury can be considered a hazardous activity.

Such activities (or any sports on a professional basis) will not be covered under your policy unless declared to and accepted...

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