What is a pre-existing medical condition?


Any medical condition or any illness related to a medical condition which you or anyone else upon whom your travel is dependent knew about, or could have reasonably been expected to have known about, before you bought the insurance policy and/or prior to travel (not including any conditions that may be listed as Accepted Medical Conditions within the policy document).

These FAQ's are for general guidance only - please refer to your policy wording for full terms & conditions regarding pre-existing medical conditions.

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