Do annual policies cover us if we travel separately?

Annual couple policies often allow the adults to travel independently of each other and even on separate trips at the same time.

So if you have an annual couple or family policy and are planning separate trips you probably won't need to take out a new insurance policy.

This can sometimes also apply to any children on a family annual policy. See the separate answer to "Can children travel independently".

If in any doubt check your key facts document which may include guidance on this.


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